African professionals using a mobile phone and payment terminal together

PayGes builds the payment infrastructure and enterprise software behind digital services across Africa.

Collections, USSD, bank integrations, and custom enterprise platforms — delivered for institutions that need practical rollout support, not a generic implementation partner.

Built for

BanksMobile Money OperatorsSchools & UniversitiesGovernment Agencies

Trusted Clients

MTN
WAEC
MTN Liberia
MoMo from MTN
IBL
Access Bank Liberia
University of Liberia
MTN
WAEC
MTN Liberia
MoMo from MTN
IBL
Access Bank Liberia
University of Liberia

Services offered

Service 01

Payment orchestration

We build the service layer for collections, routing, disbursement, and settlement.

Service 02

USSD service design

We design USSD journeys that work on any phone and are easy to use.

Service 03

Bank and telco integration

We connect banks, wallets, telcos, and third-party platforms into one working flow.

Service 04

SMS verification

We support OTP, alerts, and confirmations for safer digital services.

Service 05

Custom enterprise software

We build custom platforms for operations, servicing, and internal workflows.

BanksMobile Money OperatorsSchools & UniversitiesGovernment AgenciesEnterprisesSMEsDevelopment Partners

Selected launches

Solutions already in use.

Black business professional reviewing payment operations from a laptop.

Payment Proxy Service

A cleaner way to route payments across partners without rebuilding the core setup each time.

Black woman checking a mobile phone, representing USSD and service access.

WAEC USSD Integration

USSD access for exam payments and information without requiring an app or data plan.

University students outdoors, representing institutional fee collection.

Smart Fees Collection

A flexible collection platform for school fees, hospital bills, and other structured payments in one digital flow.

Delivery rhythm

01

Step

Define the service

We align on users, channels, partners, and the service flow before build starts.

02

Step

Build the connections

We connect banks, mobile money, third parties, and internal systems.

03

Step

Launch the product

We ship the live flow with the product surfaces and support layers it needs.

04

Step

Improve and expand

We add use cases and improve the platform as the service grows.